Building Financial
Confidence
, Together.
SmartCoins is built from a child's perspective. We turn allowances into income, savings into goals, and lessons into life skills.
Your Time
Truly Matters.
The earlier you learn, the smarter you become. The earlier you earn, the wealthier you become.
School doesn't teach you about money — SmartCoins does.
"An investment in knowledge pays the best interest."
Ironclad Security & Trust
While our platform is built for children, our security is enterprise-grade. SmartCoins strictly adheres to child data protection laws, with a dedicated team managing and securing all personal information.
Read our Privacy Policy
Your Child's Journey to
Financial Independence
SmartCoins removes the complexity of learning about money. Our unique, kid-centric design translates into real world financial skills.
The Core Learning Cycle
Learn
Education System
- Gamified Courses: Delivered through tested and perfected finance games.
- Skill Development: Develops critical thinking and independent thought.
- Trackable Progress: Dashboards to track learning milestones.
Earn & Save
Real-World Skills
- Earning Methods: Encourage real-world income generation.
- Digital Trackers: Free income, expenses, and savings trackers.
- Saving Goals: Transition allowances into structured savings.
Invest & Give
Long-Term Vision
- Investing: Teach smart, long-term wealth growth strategies.
- Giving Back: Develop social responsibility via charity funds.
Money Games & Courses
SmartFin
A game where kids grow passive income and unlock rewards by learning financial vocabulary and key concepts.
StockCoins
A stock market simulator using virtual money. Kids practice trading, learn lessons, and see how real markets operate.
Guided Learning Structure
Our courses provide a guided structure explaining complex concepts in a fun way.
1. The 'Explore' Section
A fun game at the beginning of the lesson to help kids explore the topic on their own.
2. The 'Learn' Section
Activities and explanations to develop a deep understanding of the core concept.
3. The 'Create' Section
Kids apply their knowledge by creating a personalized project themselves.
Powerful Learning Tools
We provide everything your child needs to master money mathematics and vocabulary.
13 Free Financial Calculators
From compound interest to savings goals, our suite of calculators helps kids crunch the numbers and visualize the future value of their money.
90 Interactive Flashcards
Master financial vocabulary quickly. Our deck covers essential terms from "Assets" to "Zero-based budgeting" in a fun, flip-to-learn format.
Course Prices
SmartCoins offers two courses: Standard and Premium. Depending on your budget, you can choose the course that’s right for your child.
Standard
Perfect for dipping your toes in.
- Self-Study
- Explainer Video*
- Guided Learning Structure
- Premium Discord Channel
- Quick Reply to Tickets
- Smart AI-guided Help
*Videos Powered by NotebookLM
Premium
The standard foundation.
- Self-Study
- Explainer Video*
- Guided Learning Structure
- Premium Discord Channel
- Quick Reply to Tickets
- Smart AI-guided Help
*Videos Powered by NotebookLM
Privacy Policy & Security
At SmartCoins, trust is paramount. This page outlines our strict commitment to protecting your family's information and ensuring a safe, legally compliant learning environment.
Commitment to Safety & Compliance
SmartCoins is developed with a unique, child-centric perspective, but all legal, security, and administrative functions are handled strictly by our Adult Management Team.
COPPA Compliance
We strictly adhere to the Children's Online Privacy Protection Act. We are committed to protecting the privacy of children and will never knowingly collect more personal information than is reasonably necessary.
We require verifiable parental consent before collecting personal info from a child under 13.
We only collect what is strictly necessary for the core functions of earning, saving, and learning.
Information We Collect
We categorize the information we collect to ensure absolute clarity and transparency.
| Category | Purpose | Data Collected (Example) |
|---|---|---|
| Parent/Guardian Data | Account setup, billing, and communication. | Name, Email, Payment Information (handled by secure third-party processor). |
| Child User Data (Non-Identifying) |
Tracking progress, personalizing the learning dashboard, and activity tracking. | Username (non-identifying), Course Progress, Savings Goals. |
| Financial / Transactional | Tracking income, expenses, and savings balances within the app. | Digital Income Total, Expense History, Savings Vault Balances. |
Data Usage and Sharing
We DO NOT sell or rent your family's personal data to third parties.
Data Use
Information is used exclusively to operate, maintain, and improve the SmartCoins platform (e.g., customizing the learning path, providing technical support).
Third-Party Services
We use secure, vetted third-party services (like payment processors and hosting providers) that meet our high security standards. These partners are legally prohibited from using your data for any purpose other than providing services to SmartCoins.
Security Measures
Our platform security is managed by our dedicated Adult Management Team to protect your data from unauthorized access, disclosure, or destruction.
Encryption
All sensitive personal and transactional data is protected using 256-bit encryption both in transit and at rest.
Access Control
We use strict internal access controls to limit who can view financial data.
Continuous Monitoring
Our systems are constantly monitored for vulnerabilities to ensure a safe environment.
Contact and Control
You have full control over your child's data.
Access and Review
Parents can request access to review the personal information we have collected from their child, revoke consent, or refuse to permit further collection or use of the child’s information.
Deletion
You may request that we delete the information we have collected from your child's account at any time.
How can we help you?
Our support team is just a message away. Choose how you'd like to connect.
Live Chat
Real-time support directly within the app. We're building this feature now!